# Easy Pay Direct

> Easy Pay Direct is a high-risk merchant services provider specializing in payment processing for businesses in challenging industries including firearms, nutraceuticals, adult content, CBD, travel, and subscription services. Founded in 2012, EPD provides merchant accounts, payment gateways, and chargeback mitigation tools.

## Industry Directory
- [Merchant Account Industries: 40+ Verticals | Easy Pay Direct](https://www.easypaydirect.com/merchant-account-industries/): Dedicated merchant accounts for 40+ industries — high-risk, ecommerce, SaaS, healthcare. 100,000+ businesses, $12B+ processed, 500+ integrations.

## Industry Pages
- [Online Merchant Account | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/online-merchant-account/): Get a dedicated online merchant account with real underwriting, 500+ integrations, and patent-pending Transaction Routing across multiple MIDs.
- [Merchant Accounts for ClickFunnels | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts-for-clickfunnels/): ClickFunnels users trust Easy Pay Direct for dedicated merchant accounts with real underwriting. For coaches, courses, supplements, and agencies.
- [Merchant Accounts for Marketing Agencies | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/marketing-agencies/): Marketing agencies use Easy Pay Direct for dedicated merchant accounts sized to retainers, client ad spend, and multi-entity billing. Real underwriting.
- [International Merchant Account and Gateway | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/international-merchant-account/): Expand globally with an international merchant account from Easy Pay Direct. Process payments across the US, Canada, and EU with real underwriting.
- [High-Ticket Credit Card Processing | Easy Pay Direct](https://www.easypaydirect.com/high-ticket-credit-card-processing/): High-ticket credit card processing for digital products, consulting, and agency. Real underwriting, dedicated MIDs, stable $2K to $25K clears.
- [Credit Card Processing for Salons | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/credit-card-processing-for-salons/): Credit card processing for salons with dedicated merchant accounts, POS terminals, online booking, and 500+ integrations. Fast approval on clean files.
- [Best Ranked Credit Card Processor for $50K+/Mo Businesses](https://www.easypaydirect.com/best-ranked-processor/): Ranked number one for businesses processing $50,000+ per month. 100,000+ businesses, $12B+ processed, 20+ years, 500+ integrations. Get started.
- [Real Estate Education Merchant Accounts. Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/real-estate-education-merchant-accounts/): Stable merchant accounts for real estate coaches, course creators, and seminar businesses. Underwritten for your model so payments stay on.
- [Nutraceutical Merchant Accounts | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/nutraceutical-merchant-account/): Dedicated nutraceutical merchant accounts for supplement, nutra, herbal, and dietary brands. Real underwriting, recurring billing, honest pricing.
- [MLM Merchant Accounts & Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/mlm-credit-card-processing/): MLM credit card processing with dedicated merchant accounts, real underwriting, and 500+ integrations. Best merchant account for MLM and network marketing.
- [High-Risk Merchant Accounts | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/high-risk-credit-card-processing/): High-risk merchant accounts built for long-term stability. Thorough underwriting, 30+ banking partners, dedicated support. Trusted by 100,000+ businesses.
- [High-Risk Merchant Accounts | Easy Pay Direct](https://www.easypaydirect.com/lp/high-risk-credit-card-processing/): High-risk merchant accounts built for long-term stability. Thorough underwriting, 30+ banking partners, dedicated support. Trusted by 100,000+ businesses.
- [Cheap Credit Card Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/cheap-credit-card-processing/): Cheap credit card processing and low cost merchant accounts with honest, transparent pricing on a dedicated account. Interchange-plus or tiered pricing.
- [Coaching Merchant Account & Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/business-coaching-credit-card-processing/): Coaching merchant accounts built for high-ticket sales, recurring billing, and payment plans. Approvals in 1–4 days. Trusted by 100,000+ businesses.
- [Coaching Merchant Account & Processing | Easy Pay Direct](https://www.easypaydirect.com/lp/business-coaching-credit-card-processing/): Coaching merchant accounts built for high-ticket sales, recurring billing, and payment plans. Approvals in 1–4 days. Trusted by 100,000+ businesses.
- [Adult Industry Credit Card Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/adult-industry-credit-card-processing/): Dedicated adult merchant accounts and adult industry credit card processing. Real underwriting, 500+ integrations, 100,000+ businesses served.
- [Large Digital Goods Merchant Explained | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/large-digital-goods-merchant/): "Large Digital Goods Merchant" billing descriptor explained. Plus dedicated merchant accounts for software, SaaS, subscriptions, and digital goods.
- [Credit Card Processing for Small Business | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/credit-card-processing-for-small-business/): Credit card processing for small business on a dedicated merchant account. Honest pricing, 500+ integrations, real underwriting in 1-4 business days.
- [CBD & Hemp Merchant Account Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/cbd-merchant-accounts/): Dedicated CBD merchant accounts for CBD, hemp, and hemp-derived products. Interchange-plus pricing, Shopify & WooCommerce, real underwriting in 1-4 days.
- [Canadian Merchant Account | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/canadian-merchant-account/): Canadian merchant account with real underwriting, domestic CAD settlement, and Canadian banking partners. High-risk verticals welcome. Apply in 7 minutes.
- [Instant Approval Merchant Account | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/instant-approval-merchant-account/): Instant approval merchant account with real underwriting. Same-day document review, 1–4 day approvals, 30+ USA banking partners. Apply in 7 minutes.
- [Bad Credit Merchant Account | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/bad-credit-merchant-account/): Bad credit merchant account with real underwriting, dedicated MID, and 500+ integrations. Approved in 1-4 business days on clean files.
- [Cannabis Merchant Account | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/cannabis-marijuana-credit-card-processing/): Cannabis merchant account and dispensary payment processing for state-legal cannabis businesses. Dedicated MIDs, real underwriting, 500+ integrations.
- [CBD Hemp Merchant Accounts | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/cbd-hemp-merchant-accounts/): CBD hemp merchant accounts for hemp oil and CBD oil retailers. Real underwriting, 500+ integrations, fast approval 1-4 business days on clean files.
- [Collection Agency Merchant Account | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/collection-agency-merchant-account/): Collection agency merchant account with real underwriting, stable debt collection merchant services, and 500+ integrations. Approval in 1-4 business days.
- [Continuity Subscription Merchant Account | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/continuity-subscription-merchant-account/): Continuity subscription merchant account with real underwriting, dedicated MIDs, and 500+ integrations. Fast approval on clean files, 1-4 business days.
- [Credit Card Processing for Churches | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/credit-card-processing-for-churches/): Credit card processing for churches and ministries. Dedicated merchant accounts, real underwriting, ACH and card, 500+ integrations, 20+ years.
- [Credit Card Processing for Nonprofits | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/credit-card-processing-for-nonprofits/): Credit card processing for nonprofits, charities, and 501c3 organizations. Dedicated merchant accounts, ACH and card, real underwriting, 500+ integrations.
- [Credit Repair Merchant Accounts | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/credit-repair-merchant-accounts/): Credit repair merchant accounts with real underwriting, stable processing, and a dedicated account manager. Fast approval on clean files.
- [Dental Credit Card Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/dental-credit-card-processing/): Dental credit card processing for dentist offices, orthodontists, oral surgeons, and DSOs. Dedicated accounts, real underwriting, 500+ integrations.
- [E-Cig and Vape Merchant Accounts | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/e-cig-merchant-accounts/): E-cig and vape merchant accounts with dedicated MIDs, real underwriting, PACT Act compliance, and fast approval in 1-4 business days.
- [Ecommerce Merchant Accounts & Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/ecommerce-credit-card-processing/): Get an ecommerce merchant account built for long-term stability. Thorough underwriting, lower decline rates, and dedicated support. Apply in 7 minutes.
- [Enterprise Merchant Accounts | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/enterprise-merchant-accounts/): Enterprise merchant accounts for large businesses and multi-location operators. Dedicated MIDs, transaction routing, real underwriting, 500+ integrations.
- [Free Credit Card Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/free-credit-card-processing/): Free credit card processing via surcharge and cash discount programs. Merchant pays $0. Real underwriting, dedicated accounts, 500+ integrations.
- [Gaming & Casino Merchant Accounts | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/gaming-merchant-accounts/): Easy Pay Direct places a gaming merchant account for online gaming, casino, sports betting, and fantasy sports operators. Approval in 1–4 business days.
- [Go High Level Payment Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/go-high-level/): Go High Level payment processing with a direct HighLevel integration. Dedicated merchant accounts for GHL agencies, coaches, and founders.
- [Gun-Friendly Credit Card Processors | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/gun-friendly-credit-card-processors/): Gun-friendly credit card processors with real underwriting and dedicated merchant accounts for firearms dealers, FFL licensees, and ammo retailers.
- [Healthcare Payment Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/healthcare-payment-processing/): Healthcare payment processing with real underwriting, dedicated merchant accounts, HIPAA-compliant gateways, 500+ integrations. Fast approval, 1-4 days.
- [High-Risk E-Check Merchant Account | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/high-risk-echeck-merchant-account/): High-risk e-check merchant accounts with real underwriting, stable dedicated ACH processing, and 500+ integrations. Fast approval on clean files.
- [High-Volume, High-Ticket Merchant Accounts | Easy Pay Direct](https://www.easypaydirect.com/high-volume-high-ticket/): High-volume and high-ticket merchant accounts with real underwriting, stable dedicated MIDs, and 500+ integrations. Fast approval on clean files.
- [Merchant Accounts for Courses and Info Products](https://www.easypaydirect.com/informational-products-courses/): Stable merchant accounts for course creators, info product sellers, and seminar businesses. Underwritten for your model so accounts stay open.
- [Kratom Credit Card Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/kratom-credit-card-processing/): Kratom credit card processing with real underwriting, stable dedicated merchant accounts, and 500+ integrations. Fast approval, 1-4 business days.
- [Ecommerce Merchant Accounts & Processing | Easy Pay Direct](https://www.easypaydirect.com/lp/ecommerce-credit-card-processing/): Get an ecommerce merchant account built for long-term stability. Thorough underwriting, lower decline rates, and dedicated support. Apply in 7 minutes.
- [Payments Built for Every Stage of Business | Easy Pay Direct](https://www.easypaydirect.com/lp/epd-event/): Merchant accounts for nearly every vertical, plus stable underwritten accounts for the businesses that need them. Apply in minutes.
- [High-Volume, High-Ticket Merchant Accounts | Easy Pay Direct](https://www.easypaydirect.com/lp/high-volume-high-ticket/): High-volume and high-ticket merchant accounts with real underwriting, stable dedicated MIDs, and 500+ integrations. Fast approval on clean files.
- [Merchant Accounts for Shopify Stores | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/merchant-accounts-for-shopify/): Dedicated merchant accounts for Shopify stores. High-risk processing, real underwriting, stable MIDs, and 500+ integrations for your Shopify store.
- [Merchant Accounts for the EU | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/merchant-accounts-for-the-eu/): EU merchant account with EUR settlement, SEPA support, and real underwriting. Easy Pay Direct helps businesses accept European card payments. Apply now.
- [Mobile Credit Card Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/mobile-credit-card-processing/): Mobile credit card processing for food trucks, mobile services, and on-the-go merchants. Dedicated merchant accounts, real underwriting, 500+ integrations.
- [MOTO Merchant Accounts | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/moto-merchant-account/): MOTO merchant accounts for mail order and telephone order businesses. Dedicated MID, real underwriting, virtual terminal, 500+ integrations.
- [Online Credit Card Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/online-credit-card-processing/): Online credit card processing with real underwriting, stable dedicated merchant accounts, and 500+ integrations. Fast approval on clean files.
- [Property Management Payment Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/property-management-payment-processing/): Property management payment processing for landlords, HOAs, and managers. Dedicated merchant accounts, ACH and card, real underwriting, 500+ integrations.
- [Restaurant Credit Card Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/restaurant-credit-card-processing/): Restaurant credit card processing with dedicated merchant accounts, real underwriting, tip adjustment, and 500+ integrations. Fast approval on clean files.
- [Retail Credit Card Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/retail-credit-card-processing/): Retail credit card processing for brick-and-mortar stores. Dedicated merchant accounts, card-present terminals, real underwriting, 500+ integrations.
- [SaaS Merchant Accounts | Easy Pay Direct](https://www.easypaydirect.com/saas-merchant-accounts/): SaaS merchant accounts for software companies and B2B platforms. Real underwriting, stable MIDs, recurring billing, 500+ integrations.
- [Tech Support Merchant Account | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/tech-support-merchant-account/): Tech support merchant accounts with real underwriting, dedicated MIDs, and 500+ integrations. High-risk payment processing for tech support businesses.
- [Telemedicine Merchant Accounts | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/telemedicine/): Telemedicine merchant accounts for virtual care and telehealth. Dedicated MID, real underwriting, 500+ integrations, fast approval in 1-4 business days.
- [Timeshare Merchant Account | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/timeshare-merchant-account/): Timeshare merchant account for developers, resale brokers, and exit companies. Dedicated MID, real underwriting, ACH and card, 500+ integrations.
- [Tobacco Merchant Account | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/tobacco-merchant-account/): Tobacco merchant account with real underwriting, dedicated MID, PACT Act compliance support, and 500+ integrations. Fast approval, 1-4 business days.
- [Travel Merchant Account | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/travel-merchant-account/): Travel merchant account with real underwriting for future-delivery risk and chargeback exposure. Fast approval, 1-4 business days on clean files.
- [UK Merchant Account | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/uk-merchant-accounts/): UK merchant account with GBP settlement, PSD2 compliance, and real underwriting. Easy Pay Direct helps businesses accept UK card payments. Apply now.
- [Wholesale Credit Card Processing | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/wholesale-credit-card-processing/): Wholesale credit card processing with real underwriting, dedicated merchant accounts, and 500+ integrations. Fast approval for B2B wholesale businesses.

## Integrations
- [Shopping Cart Integrations | 500+ Carts | Easy Pay Direct](https://www.easypaydirect.com/online-gateway/shopping-carts/): Easy Pay Direct Gateway integrates with 500+ shopping carts and platforms via NMI. Connect Kajabi, ClickFunnels, WooCommerce, SamCart and more.

## Developers
- [Developer Hub | Easy Pay Direct](https://www.easypaydirect.com/developers/): Build with Easy Pay Direct. REST API, no-code setup, 500+ integrations, and MCP for AI agents. Sandbox in minutes. Real engineers when you go live.

## Customer Stories
- [Customer Testimonials | Easy Pay Direct](https://www.easypaydirect.com/testimonials/): Read real testimonials from 100,000+ businesses that have processed with Easy Pay Direct. CSAT-verified quotes, Trustpilot reviews, and full case studies.

## AI Tools
- [ProfitPilot.AI](https://www.easypaydirect.com/ai-tools/analyze-your-ecommerce-store-with-ai/): Free AI ecommerce store analyzer. Paste your store URL, add your price and product cost, and get a plain-English profit breakdown with recommendations in about a minute.
- [LTV.IQ](https://www.easypaydirect.com/ai-tools/analyze-your-lifetime-value-with-ai/): Upload a CSV and LTV.IQ calculates real customer lifetime value, segments your buyers, and uses AI to show where your ecommerce revenue is leaking.

## Landing Pages
- [Careers at Easy Pay Direct | Most payment companies blend in. We never have.](https://www.easypaydirect.com/careers/): Join Easy Pay Direct in Austin, Texas. One office, 100,000+ merchants helped, and a team that actually likes each other. See open roles.
- [Credit Card Processing Rates & Pricing | Easy Pay Direct](https://www.easypaydirect.com/online-gateway/rates/): Credit card processing rates from Easy Pay Direct: online 2.69% + $0.36, swiped 1.59% + $0.19, ACH 1% + $0.29. Custom rates for high-volume businesses.
- [Fast, Safe CBD Payments That Stay On | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/fb-cbd-fast-safe-payments/): Stable payment processing for compliant CBD and hemp merchants. Get real underwriting for your business before you process so your merchant account stays on.
- [Fast, Safe Vape Payments That Stay On | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/fb-vape-fast-safe-payments/): Stable payment processing for vape and e-cig merchants. Get real underwriting for your business before you process so your merchant account stays on.
- [Strategic Partner Program | Easy Pay Direct](https://www.easypaydirect.com/strategic-partnership-opportunities/): Apply to the Easy Pay Direct Strategic Partner Program for software integrators, high-volume referrers, and white-glove partners.
- [Gateway Demo | Easy Pay Direct](https://www.easypaydirect.com/developers/developersapi/): Request a link to the Easy Pay Direct gateway demo.
- [Talk to Support | Easy Pay Direct](https://www.easypaydirect.com/talk-to-support/): Reach Easy Pay Direct support: submit a ticket or book a call with a payment specialist. Call 1-800-805-4949 Mon–Fri 8am–5pm Central.
- [Shopify Payments on Hold? How to Fix It | Easy Pay Direct](https://www.easypaydirect.com/your-shopify-payments-account-is-on-hold/): Shopify Payments on hold or frozen? Get a dedicated, underwritten merchant account with a Shopify-compatible gateway. Same checkout, no aggregator freezes.
- [The Easy Pay Direct Process | What to Expect](https://www.easypaydirect.com/the-easy-pay-direct-process/): The Easy Pay Direct onboarding process, step by step. Apply, get underwritten, get approved, and optimize. Full documents checklist, timelines, and next steps.
- [Payment Security & PCI DSS Compliance | Easy Pay Direct](https://www.easypaydirect.com/security/): Payment security built for real businesses: PCI DSS Level 1, AML/KYC, OFAC screening, and GDPR/CCPA privacy, backed by an in-house cybersecurity team.
- [Payment Processors: How to Choose the Right One | Easy Pay Direct](https://www.easypaydirect.com/payment-processors/): Real merchant accounts vs. PayFac aggregators like Stripe, Square, and PayPal. How processors price, underwrite, and protect your volume — and how to pick.
- [Online Payment Gateway for Merchants | Easy Pay Direct](https://www.easypaydirect.com/online-gateway/): Accept credit cards online with a secure payment gateway built for real businesses — 500+ integrations, recurring billing, and transparent rates.
- [Level 2 & 3 Credit Card Processing for B2B | Easy Pay Direct](https://www.easypaydirect.com/level-2-and-level-3-credit-card-processing-explained/): Visa replaced Level 2/Level 3 with the Commercial Enhanced Data Program (CEDP). What B2B and B2G merchants need to know to qualify for lower interchange.
- [HighLevel Payment Integration | Easy Pay Direct](https://www.easypaydirect.com/easy-pay-direct-highlevel-integration/): Connect Easy Pay Direct to HighLevel for stable payments, high approval rates, and chargeback protection. Full setup instructions inside — 5 minute integration.
- [Decline Salvage and Recovery for Subscriptions | Easy Pay Direct](https://www.easypaydirect.com/decline-salvage-service/): Recover failed subscription and recurring payments automatically with smart retry logic, account updater, and dunning — built into Easy Pay Direct.
- [ACH & eCheck Processing — 1% + $0.29 | Easy Pay Direct](https://www.easypaydirect.com/online-gateway/checksach-direct-debit/): Accept ACH and eCheck payments at 1% + $0.29 per transaction. Built for B2B, high-ticket, and recurring billing — NACHA compliant and easy to integrate.
- [Better Payment Processing for Stripe Users | Easy Pay Direct](https://www.easypaydirect.com/better-payment-processing/): Tired of Stripe holds, freezes, or shutdowns? Easy Pay Direct underwrites up front and bank-matches your business so your account stays open.
- [Backup Merchant Account: A Trap | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/backup-merchant-account/): A dormant backup merchant account is a fraud signal waiting to happen. Real protection is distributed processing across multiple active accounts.
- [How to Integrate ClickFunnels with Easy Pay Direct](https://www.easypaydirect.com/how-to-integrate-clickfunnels-to-easy-pay-direct/): Step-by-step guide to connecting ClickFunnels Classic and 2.0 to the Easy Pay Direct gateway via NMI — a five-minute setup used by thousands of clients.
- [Aspire Merchant Services | Stable Credit Card Processing for Small Business](https://www.easypaydirect.com/aspire-merchant-services/): Aspire Merchant Services, powered by Easy Pay Direct: stable, scalable credit card processing for small business with fast approvals and fair pricing.
- [Credit Card Processing, Explained | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/credit-card-processing/): How credit card processing works, what it costs, and how to pick a processor vs. an aggregator. From the team underwriting merchant accounts since 2012.
- [The Fastest, Safest Way to Process Payments | Easy Pay Direct](https://www.easypaydirect.com/bam/): Heard Easy Pay Direct on the Beyond a Million podcast? Get a stable, dedicated merchant account with real underwriting and multi-MID routing.
- [Fast, Safe Payment Processing for Content Creators and Coaches](https://www.easypaydirect.com/fast-safe-payment-processing-for-content-creators-and-coaches/): Content creators and coaches get merchant accounts built for high-ticket digital sales. Fast approvals, stable processing, and payouts that do not freeze when you scale.
- [Leaving Stripe? Get a Stable Account | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/frustrated-with-stripe-get-reliable-payment-processing/): Frustrated with Stripe holds, freezes, and shutdowns? Easy Pay Direct provides a dedicated merchant account with real underwriting and a real account rep.
- [Merchant Accounts: The Best Payment Solution](https://www.easypaydirect.com/merchant-accounts-the-best-payment-solution/): Tired of holds, ticket-queue support, and rate creep? Get a dedicated merchant account, hands-on underwriting, and one account rep on the phone.
- [Thank You | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/peptidebacklog/): Thanks for your interest. Your information has been sent to Kashu, who will contact you to get your merchant account live.
- [What Is Agentic Commerce? AI-Powered Selling Through ChatGPT | Easy Pay Direct](https://www.easypaydirect.com/platform/agentic-commerce/): AI-powered selling where agents handle discovery, recommendations, and checkout in chat. Learn how agentic commerce works and how to sell through ChatGPT.
- [Easy Pay Direct: Payments Built for Growing Businesses](https://www.easypaydirect.com/): Accept credit cards with a payment platform designed to support your business as it starts, grows, and scales without interruptions or unnecessary risk.
- [How Payment Processing Works. Easy Pay Direct](https://www.easypaydirect.com/how-payment-processing-works/): A plain-English guide to how payment processing works, from the moment a customer taps a card to when settled funds reach your business bank account.
- [QuickBooks Payments Alternative | Bill Connect by Easy Pay Direct](https://www.easypaydirect.com/lp/quickbooks-payments/): Reduce overdue invoices by 40%, get paid 15 days faster. Bill Connect plugs into QuickBooks Online, Desktop, and Xero. Lower rates than QuickBooks Payments.
- [Mastermind.com Case Study | Easy Pay Direct](https://www.easypaydirect.com/mastermind-com-saved-by-easy-pay-direct/): How Easy Pay Direct saved the Mastermind.com launch. Fraud flags hit 12 minutes in. Two pre-approved accounts, zero lost transactions after failover.
- [Your Merchant Success Executive meeting is booked · Easy Pay Direct](https://www.easypaydirect.com/merchant-succcess-executive-meetings/): Your meeting is confirmed. If your issue is time sensitive, submit a support ticket and our team will begin work before the call.
- [Easy Pay Direct + Moby Capital | Payment Processing](https://www.easypaydirect.com/easy-pay-direct-moby-capital/): Easy Pay Direct partners with MobyCap to deliver safe, stable payment processing for growing businesses, with upfront underwriting and lifetime support.
- [Your New Client Specialist meeting is booked · Easy Pay Direct](https://www.easypaydirect.com/new-client-specialist-meetings/): Your meeting is confirmed. Get a head start on your Easy Pay Direct application so your specialist has your file ready when you meet.
- [Recurring Billing for Merchants | Easy Pay Direct](https://www.easypaydirect.com/online-gateway/recurring-billing/): Automated recurring billing in the Easy Pay Direct gateway — subscriptions, payment plans, and continuity programs with smart retry and card updater.
- [POS Systems for Retail and Restaurants | Easy Pay Direct](https://www.easypaydirect.com/pos-systems/): Modern Clover POS systems from Easy Pay Direct. Inventory, employee time, gift and loyalty, accounting integrations, EMV, Apple Pay and Google Pay, all with guaranteed pricing.
- [Preferred Partners: Tools & Resources We Trust | Easy Pay Direct](https://www.easypaydirect.com/preferred-partners/): A curated list of tools, platforms, and services Easy Pay Direct recommends to merchants — marketing, financing, CRMs, banking, and growth resources.
- [Privacy Policy | Easy Pay Direct](https://www.easypaydirect.com/privacy-policy/): Read the Easy Pay Direct privacy policy: what data we collect, how we use and protect it, and the choices you have over your information.
- [EPD Commerce Hosted Checkout & QuickClick | Easy Pay Direct](https://www.easypaydirect.com/developers/quick-click/): Quick Click is Easy Pay Direct's hosted checkout — accept payments through a secure, prebuilt page with no PCI burden and minimal developer work.
- [Sell Through ChatGPT with EPD Payments | Easy Pay Direct](https://www.easypaydirect.com/sell-through-chatgpt/): Join the EPD Payments beta and sell your products through ChatGPT. List products, enable in-thread checkout, and process payments with Easy Pay Direct.
- [Thanks for Your Support](https://www.easypaydirect.com/survey-thank-you-yes/): Thank you for supporting Easy Pay Direct. If we have been good to your business, a quick Google review helps other business owners find us.
- [Credit Card Terminals for Retail | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/retail-credit-card-processing/terminals/): PAX, Dejavoo, Valor, and CardFlight terminals for retail, restaurants, and mobile. EMV, NFC, Wi-Fi, and 4G options. Bring your own or pick a model.
- [Terms of Use](https://www.easypaydirect.com/terms-of-use-beyond-transactions/): Terms of Use for the Beyond Transactions newsletter, operated by Futureloop Inc. dba Daily.ai. Covers acceptable use, content standards, intellectual property, and liability.
- [Thanks for Your Feedback](https://www.easypaydirect.com/thanks-taking-time-give-us-feedback/): Thank you for sharing your feedback with Easy Pay Direct. Hearing what we need to work on is how we keep improving your experience.
- [Easy Pay Direct + We Can Capital | Cannabis Payments in Canada](https://www.easypaydirect.com/wecancapital/): Easy Pay Direct partners with We Can Capital to deliver fast, secure, and compliant payment processing for cannabis, CBD, and hemp businesses in Canada.
- [Win a Beyond a Million Award | Easy Pay Direct](https://www.easypaydirect.com/win-an-award/): Every merchant on Easy Pay Direct is eligible for a Beyond a Million Award at $1M, $10M, $50M, and $100M+ in processing. No other processor does this.
- [About Easy Pay Direct | High-Risk Payment Experts](https://www.easypaydirect.com/about/): Easy Pay Direct was built to make merchant processing easier — friendly, tactical technology backed by real human support for businesses of every size.
- [How to Accept Credit Cards | Easy Pay Direct](https://www.easypaydirect.com/accept-credit-cards/): A practical guide to accepting credit cards online, in person, by phone, and on mobile — the 5 steps every business needs, plus merchant accounts and PCI.
- [ChatGPT Commerce Early Access | Easy Pay Direct](https://www.easypaydirect.com/agentic-commerce-protocol-easy-pay-direct/): Agentic Commerce is coming to ChatGPT. Open your Easy Pay Direct merchant account now so you are approved and ready to sell the moment it goes live.
- [Easy Pay Direct + Ascension Consulting | Payments for Coaches](https://www.easypaydirect.com/partners/ascension/): Easy Pay Direct partners with Ascension Consulting to deliver safe, stable payment processing for coaching businesses, with lifetime account support.
- [Beyond a Million Awards | Easy Pay Direct](https://www.easypaydirect.com/beyond-a-million-awards/): Process with Easy Pay Direct and earn your Beyond a Million Award at $1M, $10M, $50M, and $100M+ in verified revenue. Join 100,000+ businesses scaling with the right payment partner.
- [Beyond A Million Marketing Secrets Playbook · Easy Pay Direct](https://www.easypaydirect.com/beyond-a-million-marketing-secrets-playbook/): Free ebook from the Beyond A Million podcast. Marketing tactics from operators running seven, eight, and nine figure businesses. Download in a minute.
- [Beyond a Million Podcast | Brad Weimert Interviews 8, 9, and 10-Figure Entrepreneurs](https://www.easypaydirect.com/beyond-a-million-podcast-for-entrepreneurs/)
- [Book a call with a Payment Specialist · Easy Pay Direct](https://www.easypaydirect.com/book-a-call/): Book a call with an Easy Pay Direct Payment Specialist for United States and Canada businesses processing more than $30,000 per month online.
- [Finish Your Application | Easy Pay Direct](https://www.easypaydirect.com/check-back-later/): Ready to finish your Easy Pay Direct application? Your progress is saved. Pick up where you left off and get to a real underwriter in about 5 minutes.
- [Chargeback Management and Dispute Handling | Easy Pay Direct](https://www.easypaydirect.com/credit-card-chargeback-management-disputes/): Stop chargebacks before they hit. Easy Pay Direct gives merchants pre-dispute alerts, representment support, and multi-account routing to protect volume.
- [Dean Graziosi Case Study | Easy Pay Direct](https://www.easypaydirect.com/dean-graziosi-easy-pay-direct/): How Easy Pay Direct removed Dean Graziosi's 5% reserve hold, built multi-account architecture, and set up ongoing dedicated specialist support.
- [Easy Pay Direct + Payva | Buy Now Pay Later for Coaches](https://www.easypaydirect.com/easy-pay-direct-and-myabundant/): Easy Pay Direct recommends Payva: buy now pay later for coaches. Boost conversions, get paid upfront, and let Payva run student payment plans.
- [Emap Never Gonna Give You Up | Easy Pay Direct](https://www.easypaydirect.com/emap-never-gonna-give-you-up/): A friendly reminder from Easy Pay Direct to finish your EMAP merchant account application. Book a call or log in and complete it in about 10 minutes.
- [Easy Pay Direct + FlexxBuy | Buy Now, Pay Later Financing](https://www.easypaydirect.com/easy-pay-direct-x-flexbuy/): Easy Pay Direct partners with FlexxBuy to offer Buy Now, Pay Later customer financing — 50+ lenders, funding in 24 hours, and zero risk to your business.
- [Frank Kern Payment Processing Case Study | Easy Pay Direct](https://www.easypaydirect.com/frank-kerns-payment-processing-crisis-averted/): Frank Kern had 30 days to find a new merchant account. Easy Pay Direct got his first account approved in 4 days, second in 11, both with better terms.
- [Easy Pay Direct Gateway Error Codes](https://www.easypaydirect.com/easy-pay-direct-gateway-error-codes/): A complete reference of Easy Pay Direct gateway error and decline codes: what each one means and how to resolve failed transactions fast.
- [Gateway Features: A Complete Payment Solution | Easy Pay Direct](https://www.easypaydirect.com/gateway-features/): The Easy Pay Direct gateway: routing across multiple merchant accounts, dual pricing, multi-currency, virtual terminal, recurring billing, and fraud tools.
- [Integrate Easy Pay Direct With WooCommerce | Official Plugin](https://www.easypaydirect.com/woocommerce-integration/): Accept payments on your WooCommerce store with the official Easy Pay Direct plugin. Three-step install, your API key is the only credential, sandbox mode for testing. Built for EPD Commerce.
- [Integrated Payments for Platforms and Apps | Easy Pay Direct](https://www.easypaydirect.com/platform/integrated-payments/): Embed payments into your platform, app, or SaaS. One REST API, an MCP server for AI agents, and underwriting that approves verticals other processors reject. Start in a sandbox, partner with us when you ship.
- [Fast, Safe Payments That Never Shut Down | Easy Pay Direct](https://www.easypaydirect.com/merchant-accounts/fb-fast-safe-payments/): PayFacs shut down millions of accounts last year. Easy Pay Direct underwrites your business up front so your processing stays on. Apply in 2 minutes.
- [EPD Commerce: The AI Platform Powered by Easy Pay Direct](https://www.easypaydirect.com/epd-commerce/): EPD Commerce is the agentic commerce platform built on the Easy Pay Direct payment foundation. AI that runs the mechanics of your business: operations, payments, data, and AI-discoverable products.
- [BAM 50 Award | $50M+ Verified Revenue | Easy Pay Direct](https://www.easypaydirect.com/bam-50-award/): The BAM 50 Award recognizes founders who crossed $50M+ in lifetime processing with Easy Pay Direct. Apply for your plaque and get featured on Beyond A Million.
- [Beyond A Million Award | $1M+ Verified Revenue | Easy Pay Direct](https://www.easypaydirect.com/bam-award-page/): The Beyond A Million Award recognizes founders who crossed $1M+ in lifetime processing with Easy Pay Direct. Apply for your plaque.
- [BAM X Award | $10M+ Verified Revenue | Easy Pay Direct](https://www.easypaydirect.com/bam-x-award/): The BAM X Award recognizes founders who crossed $10M+ in lifetime processing with Easy Pay Direct. Apply for your plaque.
- [BAM 100 Award | $100M+ Verified Revenue | Easy Pay Direct](https://www.easypaydirect.com/bam-100-award/): The BAM 100 Award recognizes the founders who crossed $100M+ in lifetime processing with Easy Pay Direct. Apply for your plaque and get featured on Beyond A Million.
- [Affiliate Partner Program | 20% Lifetime Residuals | Easy Pay Direct](https://www.easypaydirect.com/affiliate-partner-program/): Earn 20% lifetime residuals on every merchant account you refer to Easy Pay Direct. Average 3+ years per account. 100,000+ businesses processed across 40+ industries.
- [AI Apps for Business Growth | Easy Pay Direct](https://www.easypaydirect.com/ai-apps-for-business-growth/): Easy Pay Direct’s free AI apps help you understand your numbers and grow. Build a launch plan, find your true profit per sale, and grow customer lifetime value.
- [4 Easy Steps to Avoid Merchant Account Collapse | Easy Pay Direct](https://www.easypaydirect.com/4-steps-to-avoid-merchant-account-collapse/): Free report: the four steps that keep your merchant account alive. Avoid shutdowns, holds, and frozen funds. Watch the short video and download the guide.
- [Talk to Sales | Easy Pay Direct](https://www.easypaydirect.com/talk-to-sales/): Get answers on approvals, pricing, and integrations from Easy Pay Direct. Same-day callbacks, 100,000+ businesses, $12B+ processed, 20+ years.

## Help Center
- [Easy Pay Direct Help Center](https://www.easypaydirect.com/help-center/): Answers about merchant accounts, underwriting, chargebacks, the EPD Gateway, and how Easy Pay Direct supports your payment processing.
- [Easy Pay Direct Account Portal](https://www.easypaydirect.com/help-center/account-portal/): How to use the Easy Pay Direct account portal: payouts, reports, and chargeback activity for your merchant account.
- [ACH](https://www.easypaydirect.com/help-center/account-portal/ach/): ACH (eCheck) processing in the Easy Pay Direct account portal: transactions, customers, hosted forms, settlements, and return codes.
- [ACH Return Codes](https://www.easypaydirect.com/help-center/account-portal/ach/ach-return-codes/): An ACH return occurs when a transaction is sent through the banking network for processing; however, the payment is returned by the receiving bank for one of…
- [Customers](https://www.easypaydirect.com/help-center/account-portal/ach/customers/): The Customers page enables saving a customer and their banking information to be on file.
- [Customize Receipt](https://www.easypaydirect.com/help-center/account-portal/ach/customize-receipt/): The Customize Receipt function enables businesses to modify the payment receipts emailed to customers after a successful transaction.
- [Exporting Reports](https://www.easypaydirect.com/help-center/account-portal/ach/exporting-reports/): To export reports, use the Filter button on the top right to select the report's date range and click Export at the bottom. A window will pop up to confirm…
- [Hosted Form](https://www.easypaydirect.com/help-center/account-portal/ach/hosted-form/): The Hosted Form for ACH enables sending a form to customers for them to input information. Select the company you wish to send payment to at the top, fill in…
- [Import CSV (Bulk Upload)](https://www.easypaydirect.com/help-center/account-portal/ach/import-csv-bulk-upload/): The Import CSV option enables a bulk upload of ACH transactions to be processed.
- [New Transaction](https://www.easypaydirect.com/help-center/account-portal/ach/new-transaction/): New Transaction enables users to create an ACH Transaction on their customer's behalf as one-time or recurring payments. NACHA requires authorization for ACH…
- [Settlements](https://www.easypaydirect.com/help-center/account-portal/ach/settlements/): The ACH Settlements page lists all ACH transaction activity to your bank account, including Deposits, Late Returns, and Fees. Clicking on the Settlement ID…
- [Transactions](https://www.easypaydirect.com/help-center/account-portal/ach/transactions/): The Transactions page lists all ACH transactions created on your MID(s), with counters at the top showing the number of transactions, Total Debit Amount,…
- [Easy Pay Direct: Chargeback Assistance Information](https://www.easypaydirect.com/help-center/account-portal/chargeback-assistance-information/): Easy Pay Direct's chargeback dashboard can be found within the Reporting > Chargebacks section of the portal. A short walkthrough video and screenshots are…
- [Changing Dashboard Appearance](https://www.easypaydirect.com/help-center/account-portal/dashboard-appearance/): !Changing dashboard appearance video
- [Dashboard Chargeback Tool](https://www.easypaydirect.com/help-center/account-portal/dashboard-chargeback-tool/): !Dashboard Chargeback Tool video
- [Developers: API Tokens](https://www.easypaydirect.com/help-center/account-portal/developers-api-tokens/): The Token page displays all active Tokens.
- [Developers: Webhooks](https://www.easypaydirect.com/help-center/account-portal/developers-webhooks/): !Webhooks video
- [Exporting Reports](https://www.easypaydirect.com/help-center/account-portal/exporting-reports/): To export reports, navigate to the Reporting page in the left-hand menu. Choose the sub-menu of the report you need to export.
- [Fraud Analysis](https://www.easypaydirect.com/help-center/account-portal/fraud-analysis/): The Fraud Analysis page provides merchants with up-to-date and historical transactional data tailored toward risk analysis.
- [Insights](https://www.easypaydirect.com/help-center/account-portal/insights/): The Insights page displays any notifications from system admins. You will find messages such as holiday hours that may interrupt processing or new features…
- [Integrations](https://www.easypaydirect.com/help-center/account-portal/integrations/): We have various integrations and APIs for businesses seeking for a custom payment processing approach.
- [Limit DBA Access](https://www.easypaydirect.com/help-center/account-portal/limit-dba-access/): By default, users will have full access to any DBA related to a merchant business; however, owners can choose to give access to only select DBAs.
- [Multi-account Search](https://www.easypaydirect.com/help-center/account-portal/multi-account-search/): The Multi-account Search toggle on the Filter enables the search for data on all the merchant accounts (MIDs/DBAs) under the selected merchant entity.
- [Easy Pay Direct: Notifications & Alerts Setup](https://www.easypaydirect.com/help-center/account-portal/notifications-alerts-setup/): From the above Notifications menu:
- [Permissions](https://www.easypaydirect.com/help-center/account-portal/permissions/): The permissions table enables customizing a user's permissions for accessing system features.
- [Reporting](https://www.easypaydirect.com/help-center/account-portal/reporting/): Reports available in the Easy Pay Direct account portal: authorizations, payouts, batches, chargebacks, statements, reserve, and ACH rejects.
- [ACH Rejects](https://www.easypaydirect.com/help-center/account-portal/reporting/ach-rejects/): ACH Rejects related to your merchant account will be displayed on the ACH Rejects page and a ticket will be created automatically in order to quickly resolve.
- [Authorizations](https://www.easypaydirect.com/help-center/account-portal/reporting/authorizations/): The Authorization report gives a view of all card authorizations being processed on your MID(s). Use the filter on the top right to filter card data or date…
- [Batches](https://www.easypaydirect.com/help-center/account-portal/reporting/batches/): Batches enables you to have quick access to your card batch data for your MIDs.
- [Chargebacks](https://www.easypaydirect.com/help-center/account-portal/reporting/chargebacks/): Watch a short Chargeback overview video.
- [Other](https://www.easypaydirect.com/help-center/account-portal/reporting/other/): The Other section will include canned reports for export.
- [Payouts](https://www.easypaydirect.com/help-center/account-portal/reporting/payouts/): The Payouts report provides data about deposits to your bank account for card processing services.
- [Reserve](https://www.easypaydirect.com/help-center/account-portal/reporting/reserve/): The Reserve page displays if there is any money set aside as a reserve by the acquirer. If you have a reserve, this amount will be removed from your batch…
- [Statements](https://www.easypaydirect.com/help-center/account-portal/reporting/statements/): The Statements page will display monthly processing statements for your MIDs.
- [Roles](https://www.easypaydirect.com/help-center/account-portal/roles/): Roles are permission templates that you can assign as stock permissions for users.
- [Support](https://www.easypaydirect.com/help-center/account-portal/support/): Getting help from the Easy Pay Direct account portal: support tickets, account change requests, and bank verification.
- [Account Changes](https://www.easypaydirect.com/help-center/account-portal/support/account-changes/): The Account Changes page enables you to submit requests to update your account and view the status of previously submitted requests.
- [Bank Account Change](https://www.easypaydirect.com/help-center/account-portal/support/bank-account-change/): To submit a Bank Account Update, you will need the following information:
- [Company Information Update](https://www.easypaydirect.com/help-center/account-portal/support/company-information-update/): The Company Information Update request form shows all fields that can be updated. If you only need to update one or a few fields, only the fields you wish to…
- [Create a Ticket](https://www.easypaydirect.com/help-center/account-portal/support/create-a-ticket/): In the left-hand menu select Support > Tickets and at the top-right of the page click '+ Open Ticket' button.
- [Manual Verification](https://www.easypaydirect.com/help-center/account-portal/support/manual-verification/): If a Bank Account Change requires manual review, you will be prompted to provide a Bank Letter or a Voided Check to verify bank account ownership. Upload the…
- [Plaid Verification](https://www.easypaydirect.com/help-center/account-portal/support/plaid-verification/): When Plaid completes the verification of your banking information, you will receive a success message, and your account will be updated immediately.
- [Request an Account Change](https://www.easypaydirect.com/help-center/account-portal/support/request-an-account-change/): The request to update your account information can be submitted in one of two places:
- [Tickets](https://www.easypaydirect.com/help-center/account-portal/support/tickets/): The Tickets page shows all tickets created related to your account/s and its current status. It allows you to open a ticket and correspond with our support…
- [Easy Pay Direct: Troubleshooting User Access](https://www.easypaydirect.com/help-center/account-portal/troubleshooting-epd-user-access/): If your sub-user's portal is blank when they login:
- [2-Step Verification (2FA)](https://www.easypaydirect.com/help-center/account-portal/two-step-verification-2fa/): Our Dashboard provides an extra layer of protection to ensure the security of your account.
- [Update Email](https://www.easypaydirect.com/help-center/account-portal/update-email/): The contact email on file for a user may be updated by the user logging into the dashboard and navigating to the User Settings.
- [Easy Pay Direct: User Set Up Guide](https://www.easypaydirect.com/help-center/account-portal/user-setup-guide/): However, they can assign a sub-user with authorization to create and manage additional users.
- [Getting Started](https://www.easypaydirect.com/help-center/getting-started/): How Easy Pay Direct works, what onboarding involves, the industries we support, and what makes EPD different.
- [How Easy Pay Direct Works](https://www.easypaydirect.com/help-center/getting-started/how-epd-works/): Easy Pay Direct is a payment gateway and merchant account provider that helps businesses obtain and keep stable Merchant Accounts by guiding underwriting,…
- [Industries and Businesses We Support](https://www.easypaydirect.com/help-center/getting-started/industries-we-support/): Easy Pay Direct supports a wide range of businesses across many industries, including both standard and higher-risk business models. Support is based on how…
- [Easy Pay Direct Onboarding](https://www.easypaydirect.com/help-center/getting-started/onboarding/): Onboarding with Easy Pay Direct involves preparing your approved Merchant Account to begin processing in a way that aligns with your business model, risk…
- [What Makes Easy Pay Direct Different](https://www.easypaydirect.com/help-center/getting-started/what-makes-epd-different/): Easy Pay Direct helps support stable Merchant Accounts by taking an underwriting-first approach before an account is ever submitted to a banking partner.
- [Merchant Accounts](https://www.easypaydirect.com/help-center/merchant-accounts-overview/): Everything about merchant accounts: the basics, approval and underwriting, and chargebacks and dispute risk.
- [Approval & Underwriting](https://www.easypaydirect.com/help-center/merchant-accounts-overview/approval-underwriting/): How underwriting works, what documents are required, and why merchant accounts get approved or declined.
- [What Documents are Required for Merchant Account Underwriting?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/approval-underwriting/what-documents-are-required-for-merchant-account-underwriting/): The documents required for Merchant Account Underwriting can vary based on your business type, transaction model, jurisdiction, and risk profile. In most…
- [What is Underwriting in Payment Processing??](https://www.easypaydirect.com/help-center/merchant-accounts-overview/approval-underwriting/what-is-underwriting-in-payment-processing/): Underwriting in payment processing is the review process banks and processors use to evaluate whether a business meets risk, compliance, and card network…
- [Why Do I Need To Submit Documents For A Merchant Account](https://www.easypaydirect.com/help-center/merchant-accounts-overview/approval-underwriting/why-do-i-need-to-submit-documents-for-a-merchant-account/): You need to submit documents so your merchant account can go through underwriting, which is what makes your account far more stable long-term.
- [Why Do Merchant Accounts get Declined During Underwriting?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/approval-underwriting/why-do-merchant-accounts-get-declined-during-underwriting/): Merchant Accounts may be declined during Underwriting when a business does not meet the risk, compliance, or policy requirements set by the reviewing banking…
- [Merchant Account Basics](https://www.easypaydirect.com/help-center/merchant-accounts-overview/basics/): What merchant accounts are, how payment processing works, and the key players involved in every card transaction.
- [How Payment Processing Works](https://www.easypaydirect.com/help-center/merchant-accounts-overview/basics/how-payment-processing-works/): When a customer submits a card payment, the transaction is securely transmitted through a gateway to the processor. The processor communicates with the card…
- [What is a Merchant Account?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/basics/what-is-a-merchant-account/): A Merchant Account is a specialized bank account that allows a business to accept credit and debit card payments. It functions as an intermediary holding…
- [What is a Merchant Service Provider, and What Do They Do?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/basics/what-is-a-merchant-service-provider/): A merchant service provider is a company that helps businesses access and manage the services required to accept card payments. This can include facilitating…
- [What is the Difference Between a Merchant Account, a Payment Processor, and a Gateway?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/basics/what-is-difference-between-merchant-account-payment-processor-gateway/): A Merchant Account is the bank-issued account that allows a business to accept card payments and receive settlement funds. A payment processor is the entity…
- [What is the Difference Between a PayFac and a True Merchant Account?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/basics/what-is-difference-between-payfac-true-merchant-account/): A PayFac (Payment Facilitator) allows businesses to accept card payments under the PayFac’s master Merchant Account, rather than having a dedicated Merchant…
- [Why Do Payment Processors sometimes Shut Down Accounts?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/basics/why-do-payment-processors-shut-down-accounts/): Payment processors or banks may shut down a Merchant Account when activity no longer matches what was approved during Underwriting or when card network,…
- [Chargebacks & Dispute Risk](https://www.easypaydirect.com/help-center/merchant-accounts-overview/chargebacks-dispute-risk/): What chargebacks are, how they affect merchant accounts, network monitoring thresholds, and how to prevent disputes.
- [Chargeback Risk and Prevention](https://www.easypaydirect.com/help-center/merchant-accounts-overview/chargebacks-dispute-risk/chargeback-risk-and-prevention/): A Chargeback ratio measures disputes relative to your transaction volume (the exact calculation can vary by card network program). A “healthy” Chargeback…
- [How do Chargebacks Affect Merchant Accounts?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/chargebacks-dispute-risk/how-do-chargebacks-affect-merchant-accounts/): Chargebacks occur when a customer disputes a card transaction through their issuing bank. Chargebacks can affect a Merchant Account because they increase…
- [What are Chargebacks, and Why Do They Happen?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/chargebacks-dispute-risk/what-are-chargebacks/): A chargeback occurs when a customer disputes a card transaction through their issuing bank instead of seeking a refund directly from the business. The bank…
- [What Chargeback Thresholds do Card Networks Monitor?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/chargebacks-dispute-risk/what-chargeback-thresholds-do-card-networks-monitor/): Card networks watch dispute patterns, not one-off chargebacks. The most common rule of thumb is to keep your chargeback ratio under ~1%, because once you…
- [Compliance & Legal Requirements](https://www.easypaydirect.com/help-center/merchant-accounts-overview/compliance-legal-requirements/): PCI compliance, KYC and KYB requirements, and the other compliance obligations that come with a merchant account.
- [Compliance & Legal Requirements](https://www.easypaydirect.com/help-center/merchant-accounts-overview/compliance-legal-requirements/compliance-requirements-for-merchants/): Certain products and industries may be considered prohibited for card processing due to bank requirements, card network rules, and legal or regulatory…
- [What are KYC and KYB Requirements for Merchant Accounts?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/compliance-legal-requirements/what-are-kyc-and-kyb-requirements-for-merchant-accounts/): KYC, or Know Your Customer, and KYB, or Know Your Business, are regulatory requirements used by banks and processors to verify the identity, ownership, and…
- [What is PCI Compliance, and Why is it Required?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/compliance-legal-requirements/what-is-pci-compliance-and-why-is-it-required/): PCI compliance refers to adherence to the Payment Card Industry Data Security Standard, which is designed to protect cardholder data during payment…
- [What is the Difference Between Issuer Bank Declines and Processor Declines?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/declines-authorization-and-transaction-behavior/what-is-the-difference-between-issuer-bank-declines-and-processor-declines/): Issuer bank declines occur when the customer’s bank denies a transaction based on account status, fraud controls, or card usage rules. Processor declines…
- [Why do Credit Card Transactions Cecline?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/declines-authorization-and-transaction-behavior/why-do-credit-card-transactions-decline/): Credit card transactions can decline for many reasons, including insufficient funds, incorrect card information, issuer bank security controls, expired…
- [Declines, Authorization, and Transaction Behavior](https://www.easypaydirect.com/help-center/merchant-accounts-overview/declines-authorization-and-transaction-behavior/transaction-declines-and-authorization-issues/): AVS mismatches occur when the billing address provided does not match the address on file with the issuing bank. CVV mismatches happen when the card security…
- [Declines, Authorization & Transaction Behavior](https://www.easypaydirect.com/help-center/merchant-accounts-overview/declines-authorization-and-transaction-behavior/): Why credit card transactions decline, how authorization works, and the difference between issuer and processor declines.
- [Fraud & Risk Management](https://www.easypaydirect.com/help-center/merchant-accounts-overview/fraud-risk-management/): Fraud prevention tools used in payment processing, risk management practices, and what happens during a fraud attack.
- [Fraud & Risk Management](https://www.easypaydirect.com/help-center/merchant-accounts-overview/fraud-risk-management/risk-management-tools/): AVS, or Address Verification Service, compares the billing address provided during checkout with the address on file with the issuing bank. CVV checks verify…
- [What Fraud Prevention Tools are used in Payment Processing?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/fraud-risk-management/what-fraud-prevention-tools-are-used-in-payment-processing/): Fraud prevention in payment processing typically uses a mix of automated checks, configurable rules, and ongoing monitoring to identify suspicious activity…
- [What Happens if a Merchant Experiences a Fraud Attack?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/fraud-risk-management/what-happens-if-a-merchant-experiences-a-fraud-attack/): If your business experiences a fraud attack (for example, card testing, stolen card use, or a sudden spike in suspicious transactions), the acquiring bank…
- [Funding & Settlement Times](https://www.easypaydirect.com/help-center/merchant-accounts-overview/funding-settlement-times/): How long merchant account deposits take, why deposits are sometimes delayed, and how funding and settlement work.
- [Funding & Settlement Times](https://www.easypaydirect.com/help-center/merchant-accounts-overview/funding-settlement-times/funding-and-settlement-explained/): Settlement is the process where authorized card transactions are finalized and funds are transferred through the card networks to the Merchant Account.…
- [How long do merchant account deposits typically take?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/funding-settlement-times/how-long-do-merchant-account-deposits-typically-take/): Funding time is the amount of time between when you process a transaction and when funds are deposited into your business bank account. For many Merchant…
- [Why are Merchant Deposits Sometimes Delayed?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/funding-settlement-times/why-are-merchant-deposits-sometimes-delayed/): Merchant deposits may be delayed for several reasons, including settlement timing, weekends or bank holidays, account reviews, elevated Chargebacks risk, or…
- [Gateway & Integrations](https://www.easypaydirect.com/help-center/merchant-accounts-overview/gateway-integrations/): What a payment gateway does, EPD Gateway features, and whether you need a gateway alongside your processor.
- [Do I need a Gateway if I Already have a Processor?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/gateway-integrations/do-i-need-a-gateway-if-i-already-have-a-processor/): In most online or card-not-present scenarios, a payment gateway is still required. The processor handles settlement and interaction with the card networks…
- [Epd Gateway Features](https://www.easypaydirect.com/help-center/merchant-accounts-overview/gateway-integrations/epd-gateway-features/): The Easy Pay Direct Gateway is a full-featured payment gateway that allows merchants to securely process, manage, and optimize credit card and ACH…
- [What is a Payment Gateway, and What Role Does it Play in Payment Processing?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/gateway-integrations/what-is-a-payment-gateway-and-what-role-does-it-play-in-payment-processing/): A payment gateway is the technology that securely transmits payment information from your checkout experience (such as a website, invoice, virtual terminal,…
- [High-Risk Merchant Accounts](https://www.easypaydirect.com/help-center/merchant-accounts-overview/high-risk/): What "high-risk" means in payment processing and how high-risk merchant accounts differ from standard accounts.
- [How do High-risk Merchant Accounts Differ from Standard Accounts?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/high-risk/high-risk-merchant-account-vs-standard-accounts/): High-risk Merchant Accounts differ from standard accounts primarily in how they are underwritten, monitored, and structured. They may require additional…
- [High-Risk Merchant Accounts](https://www.easypaydirect.com/help-center/merchant-accounts-overview/high-risk/high-risk-merchant-accounts-explained/): Industries commonly considered high risk often share characteristics such as higher Chargeback rates, regulatory oversight, subscription or continuity…
- [What is high-risk payment processing, and why are some businesses classified as high risk?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/high-risk/what-is-high-risk-payment-processing/): High-risk credit card processing refers to payment processing for businesses that banks and card networks classify as having elevated financial, regulatory,…
- [Payment Methods & Acceptance Types](https://www.easypaydirect.com/help-center/merchant-accounts-overview/payment-methods-acceptance-types/): The payment methods merchant accounts can accept and how recurring billing works with a merchant account.
- [Payment Methods & Acceptance Types](https://www.easypaydirect.com/help-center/merchant-accounts-overview/payment-methods-acceptance-types/accepted-payment-types/): Credit card transactions draw funds from a customer’s credit line, while debit card transactions pull funds directly from the customer’s bank account. These…
- [How Does Recurring Billing Work with a Merchant Account?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/payment-methods-acceptance-types/how-does-recurring-billing-work-with-a-merchant-account/): Recurring billing is an automated payment method where customers are charged at regular, predefined intervals using stored payment credentials. It is…
- [What Payment Methods can Merchant Accounts Accept?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/payment-methods-acceptance-types/what-payment-methods-can-merchant-accounts-accept/): A Merchant Account is primarily used to accept credit and debit card payments, but the payment methods you can accept depend on your full setup, including…
- [Pricing & Fees](https://www.easypaydirect.com/help-center/merchant-accounts-overview/pricing-fees/): How merchant account pricing models work, what affects processing rates, and interchange, tiered, and level II/III pricing.
- [How do Merchant Account Pricing Models Work?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/pricing-fees/how-do-pricing-models-work/): Merchant Account pricing models explain how your processing costs are calculated and billed for card transactions. In most cases, pricing includes:
- [Merchant Account Fees](https://www.easypaydirect.com/help-center/merchant-accounts-overview/pricing-fees/merchant-account-fees-explained/): Fees for a Merchant Account typically fall into three buckets: one-time setup fees, monthly fees, and per-transaction processing fees. The exact fees and…
- [What Affects Credit Card Processing Rates?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/pricing-fees/what-affects-credit-card-processing-rates/): Credit card processing rates are influenced by multiple factors, including card type, transaction method, business model, industry risk classification,…
- [What is Interchange Pricing, and How Does it Work?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/pricing-fees/what-is-interchange-pricing/): Interchange pricing refers to fees set by card networks that are paid to the issuing bank for each transaction. These fees vary based on card type,…
- [What is Level II and Level III Data Pricing in Card Processing?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/pricing-fees/what-is-level-ii-and-level-iii-data-pricing/): Level II and Level III data pricing refers to commercial card transactions (often B2B or B2G) where you submit additional purchase details along with the…
- [What Is Tiered Pricing in a Merchant Account?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/pricing-fees/what-is-tiered-pricing-in-a-merchant-account/): Tiered pricing is a merchant account pricing model that groups credit and debit card transactions into pricing categories, or “tiers,” each with a different…
- [Processing Limits & Scaling](https://www.easypaydirect.com/help-center/merchant-accounts-overview/processing-limits-scaling/): The processing limits that apply to merchant accounts and how merchants can safely increase volume over time.
- [How Can Merchants Safely Increase Processing Volume Over Time?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/processing-limits-scaling/how-can-merchants-safely-increase-processing-volume-over-time/): Safely increasing processing volume usually comes down to two things: consistent performance and planning changes before they hit the account. Acquiring…
- [Processing Limits & Scaling](https://www.easypaydirect.com/help-center/merchant-accounts-overview/processing-limits-scaling/scaling-and-processing-limits/): Volume and ticket limits are controls used by acquiring banks and processors to manage exposure on a Merchant Account. Limits are commonly set during…
- [What Processing Limits Apply to Merchant Accounts?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/processing-limits-scaling/what-processing-limits-apply-to-merchant-accounts/): Processing limits define the maximum activity a Merchant Account is approved to handle, such as per-transaction limits, daily or weekly caps, monthly volume…
- [Reserves, Holds & Risk Controls](https://www.easypaydirect.com/help-center/merchant-accounts-overview/reserves-holds-risk-controls/): Rolling reserves, account holds, why reserves are sometimes required, and how risk controls protect processing.
- [Reserves, Holds, & Risk Controls](https://www.easypaydirect.com/help-center/merchant-accounts-overview/reserves-holds-risk-controls/reserves-and-risk-controls-explained/): How long a Reserve lasts depends on how it is structured and the requirements set by the acquiring bank and processor during Underwriting or through later…
- [What is a Rolling Reserve in Payment Processing?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/reserves-holds-risk-controls/what-is-a-rolling-reserve-in-payment-processing/): A rolling reserve is a risk management mechanism where an agreed percentage of your processed funds is held back temporarily and then released on a set…
- [What is the Difference Between a Reserve and an Account Hold?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/reserves-holds-risk-controls/what-is-the-difference-between-a-reserve-and-an-account-hold/): A Reserve and an account hold both involve restricted access to funds, but they serve different purposes and are typically applied in different ways.
- [Why do Merchant Accounts Sometimes Require Reserves?](https://www.easypaydirect.com/help-center/merchant-accounts-overview/reserves-holds-risk-controls/why-do-merchant-accounts-sometimes-require-reserves/): Merchant Accounts may require reserves when banks or processors determine that additional risk protection is necessary based on factors such as Chargebacks…
- [Support Documents](https://www.easypaydirect.com/help-center/support-docs/): Step-by-step guides for the EPD Gateway: setup and access, transactions, settings, integrations, and account management.
- [Accepting International Payments](https://www.easypaydirect.com/help-center/support-docs/accepting-international-payments/): Yes. Easy Pay Direct can help you accept international payments. Depending on your business model and risk profile, this may include domestic, international,…
- [Account Information Settings](https://www.easypaydirect.com/help-center/support-docs/account-information-settings/): The Account Information page is where you view and update the key contact details for your Gateway account. This includes your business contact info and the…
- [Address Verification Settings (AVS Rules)](https://www.easypaydirect.com/help-center/support-docs/address-verification-settings-avs-rules/): Address Verification Settings let you control whether transactions are approved or rejected based on the AVS response returned by the card issuer. AVS…
- [Advanced Transaction Routing](https://www.easypaydirect.com/help-center/support-docs/advanced-transaction-routing/): If Advanced Transaction Routing is enabled on your account, you will see an additional section on the Load Balancing screen called Merchant Defined Field…
- [API Configuration Settings](https://www.easypaydirect.com/help-center/support-docs/api-configuration-settings/): The API Configuration Settings page lets you control which variables are returned in your Direct Post API response. This is useful when you want your website…
- [Apple Pay Settings](https://www.easypaydirect.com/help-center/support-docs/apple-pay-settings/): If you are building a custom iOS app and plan to support Apple Pay, the Apple Pay Settings page provides the configuration details and resources needed to…
- [Authorize and Capture Transactions](https://www.easypaydirect.com/help-center/support-docs/authorize-and-capture-transactions/): A Sale and an Authorization look similar in the Gateway, but they do different things.
- [AVS and CVV Code Reference](https://www.easypaydirect.com/help-center/support-docs/avs-and-cvv-code-reference/): AVS (Address Verification Service) and CVV (Card Verification Value) are fraud checks used mainly for card-not-present payments. They do not approve or…
- [How to do a batch upload](https://www.easypaydirect.com/help-center/support-docs/batch-upload/): Batch Upload lets you process many actions at once by uploading a file to the Gateway. This is useful when you need to run a high volume of activity without…
- [Card ID Verification Settings (CVV Rules)](https://www.easypaydirect.com/help-center/support-docs/card-id-verification-settings-cvv-rules/): The Card ID Verification Settings page lets you control how the Gateway handles transactions based on CVV (Card ID) results returned by the card issuer.
- [Customer Vault in the Easy Pay Direct Gateway](https://www.easypaydirect.com/help-center/support-docs/customer-vault-in-the-easy-pay-direct-gateway/): The Customer Vault is a PCI-compliant way to store your customer’s payment details inside the Easy Pay Direct Gateway, so you can reuse saved billing info…
- [Easy Pay Direct Gateway Service Status Updates](https://www.easypaydirect.com/help-center/support-docs/easy-pay-direct-gateway-service-status-updates/): Service interruptions are rare, but if you are experiencing an issue, please check our real-time status page for the latest updates, incident details, and…
- [Easy Pay Direct Integration Portal](https://www.easypaydirect.com/help-center/support-docs/easy-pay-direct-integration-portal/): The Integration Portal is your central hub for connecting the Easy Pay Direct Gateway to your website, software, or checkout flow. Inside this portal, you…
- [Failed Sale Transactions and Common Causes](https://www.easypaydirect.com/help-center/support-docs/failed-sale-transactions-and-common-causes/): Occasionally, a transaction may decline instead of approving. When this happens, the Easy Pay Direct Gateway will display a failed transaction message along…
- [Fraud Prevention in the Easy Pay Direct Gateway (iSpyFraud)](https://www.easypaydirect.com/help-center/support-docs/fraud-prevention-in-the-easy-pay-direct-gateway/): iSpyFraud is a fraud protection tool inside the Gateway that lets you flag or block suspicious transactions before they ever reach your processor. That means…
- [Getting Setup & Access](https://www.easypaydirect.com/help-center/support-docs/getting-setup-access/): After you apply, approvals typically take 48–72 hours. Fill out the application here.
- [How do I print a receipt for a transaction in the Easy Pay Direct Gateway?](https://www.easypaydirect.com/help-center/support-docs/how-do-i-print-a-receipt-for-a-transaction-in-the-easy-pay-direct-gateway/): To print a receipt in the Easy Pay Direct Gateway:
- [How to integrate ClickFunnels to Easy Pay Direct](https://www.easypaydirect.com/help-center/support-docs/how-to-integrate-clickfunnels-easy-pay-direct/): The Easy Pay Direct Gateway works with Clickfunnels classic AND Clickfunnels 2.0.
- [How To Integrate Easy Pay Direct To Shopify](https://www.easypaydirect.com/help-center/support-docs/how-to-integrate-easy-pay-direct-to-shopify/): 1\. In your Easy Pay Direct account, select “Marketplace Apps” from the left column dropdown, then select “Shopify”.
- [How to integrate Easy Pay Direct with Funnelish](https://www.easypaydirect.com/help-center/support-docs/how-to-integrate-easy-pay-direct-with-funnelish/): Make sure you:
- [How To Integrate Easy Pay Direct With Go High Level](https://www.easypaydirect.com/help-center/support-docs/how-to-integrate-easy-pay-direct-with-go-high-level/): You’ll be enabling Easy Pay Direct through Go High Level & Easy Pay Direct app.
- [How to integrate Easy Pay Direct with Kajabi](https://www.easypaydirect.com/help-center/support-docs/how-to-integrate-easy-pay-direct-with-kajabi/): First, we recommend researching third-party checkout software to find the best software to suit your needs.
- [Authorize.net – Shopify Plugin Migration and Upgrade](https://www.easypaydirect.com/help-center/support-docs/how-to-integrate-shopify-with-the-easy-pay-direct-gateway/): Shopify connects to the Easy Pay Direct Gateway through the Authorize.net payments app. Shopify now requires merchants to migrate from the legacy…
- [How to Run Reports in the Easy Pay Direct Gateway](https://www.easypaydirect.com/help-center/support-docs/how-to-run-reports-in-the-easy-pay-direct-gateway/): The Reports feature in the Easy Pay Direct Gateway lets you search, filter, and analyze past transactions in detail. You can use it for quick lookups,…
- [How to Search for a Specific Transaction](https://www.easypaydirect.com/help-center/support-docs/how-to-search-for-a-specific-transaction/): The Easy Pay Direct Gateway gives you several ways to quickly find a specific transaction, whether you have an exact ID or only partial details.
- [How to set up 24-hour funding](https://www.easypaydirect.com/help-center/support-docs/how-to-set-up-24-hour-funding/): To request next-business-day funding, email 24hourfunding@EasyPayDirect.com
- [How to Set-up QuickClick Transactions](https://www.easypaydirect.com/help-center/support-docs/how-to-set-up-quickclick-transactions/): QuickClick is a hosted checkout and shopping cart tool built into every full Easy Pay Direct Gateway account. It lets you generate payment buttons or links…
- [How to Update a Bank Account in the Easy Pay Direct Gateway](https://www.easypaydirect.com/help-center/support-docs/how-to-update-a-bank-account-in-the-easy-pay-direct-gateway/): Your bank account information is used for deposits and settlement funding. For security reasons, bank account updates are not self-service and must be…
- [How to Use Electronic Invoicing Through the Easy Pay Direct Gateway](https://www.easypaydirect.com/help-center/support-docs/how-to-use-electronic-invoicing-through-the-easy-pay-direct-gateway/): Electronic Invoicing in the Easy Pay Direct Gateway lets you email invoices to customers so they can pay from a link in the email. Invoices also include a…
- [How to Void or Refund a Transaction](https://www.easypaydirect.com/help-center/support-docs/how-to-void-or-refund-a-transaction/): If you need to cancel a transaction or return funds to a customer, you can do it from the Gateway using either the Credit Cards or Electronic Check menus…
- [ID TECH VP3350 Quick Start Guide](https://www.easypaydirect.com/help-center/support-docs/id-tech-vp3350-quick-start-guide/): The VP3350 solution is a low-cost, easy-to-use, portable payment acceptance device that enables merchants to quickly and easily take payments via dip, tap,…
- [IP Restriction Settings](https://www.easypaydirect.com/help-center/support-docs/ip-restriction-settings/): IP Restrictions let you control which IP addresses or host names are allowed to access your Merchant Control Panel and your API. This feature is off by…
- [License Manager Settings](https://www.easypaydirect.com/help-center/support-docs/license-manager-settings/): The License Manager page lets you view, manage, and remove device and software licenses associated with your Gateway account. What appears on this page…
- [Look and Feel Settings](https://www.easypaydirect.com/help-center/support-docs/look-and-feel-settings/): The Look and Feel Settings page allows you to customize the visual branding of checkout and invoice-related pages generated by the Easy Pay Direct Gateway.…
- [Look up your companies business filings by state](https://www.easypaydirect.com/help-center/support-docs/lookup-your-company-by-state/): Look up your companies business filings by state
- [Merchant Defined Fields Settings](https://www.easypaydirect.com/help-center/support-docs/merchant-defined-fields-settings/): Merchant Defined Fields are custom fields you can add to your Gateway to collect and store extra information with transactions. Every Gateway account…
- [Payment Processing Industry terms:](https://www.easypaydirect.com/help-center/support-docs/payment-processing-industry-terms/): The financial institution supplying the merchant with means to accept credit cards for payments. The financial institution will charge the merchant a fee for…
- [QuickBooks SyncPay](https://www.easypaydirect.com/help-center/support-docs/quickbooks-syncpay/): QuickBooks SyncPay lets you process payments and sync transaction data directly inside QuickBooks without logging into the Gateway. It supports QuickBooks…
- [Report Configuration Settings](https://www.easypaydirect.com/help-center/support-docs/report-configuration-settings/): Report Configuration Settings let you control what columns appear when you download reports from the Gateway as Excel or CSV.
- [Running a Sale Transaction in the Easy Pay Direct Gateway](https://www.easypaydirect.com/help-center/support-docs/running-a-sale-transaction-in-the-easy-pay-direct-gateway/): This video walks through how to run a basic credit card sale using the Easy Pay Direct Gateway’s Virtual Terminal.
- [Security Keys Settings](https://www.easypaydirect.com/help-center/support-docs/security-keys-settings/): Security Keys are required if you use the 3-Step API or QuickClick. These keys authenticate transactions coming from your integration and tie activity back…
- [Set-up** **Recurring Billing in the Easy Pay Direct Gateway](https://www.easypaydirect.com/help-center/support-docs/set-up-recurring-billing-in-the-easy-pay-direct-gateway/): Recurring billing is built into all standard Gateway accounts and is included at no additional cost. It allows you to automatically charge customers on a set…
- [Settlement Schedule Settings](https://www.easypaydirect.com/help-center/support-docs/settlement-schedule-settings/): The Settlement Schedule page lets you control when the Gateway initiates settlement for payment processors on your account that support scheduled settlement.
- [Surcharging Settings](https://www.easypaydirect.com/help-center/support-docs/surcharging-settings/): The Surcharging Settings page lets you enable and configure a convenience fee for:
- [Swiping Credit Cards Through the Easy Pay Direct Gateway (Windows)](https://www.easypaydirect.com/help-center/support-docs/swiping-credit-cards-through-the-easy-pay-direct-gateway/): To run card-present (swipe) transactions through the Easy Pay Direct Gateway, you will use the Gateway Swipe application on a supported Windows computer and…
- [Test Mode Settings](https://www.easypaydirect.com/help-center/support-docs/test-mode-settings/): Test Mode lets you place your Gateway account into a testing state where transactions do not reach your credit card or check processors. No real charges…
- [Transaction Routing Settings](https://www.easypaydirect.com/help-center/support-docs/transaction-routing-settings/): Transaction Routing, also known as Load Balancing, allows the Gateway to automatically route transactions across multiple processors (MIDs) based on the…
- [User Account Settings](https://www.easypaydirect.com/help-center/support-docs/user-account-settings/): Your Gateway can be set up with as many user accounts as you need, so you can control who has access and what each person can do.
- [What is a NACHA SEC code for ACH payments](https://www.easypaydirect.com/help-center/support-docs/what-is-a-nacha-sec-code-for-ach-payments-and-which-one-should-i-use/): NACHA stand for North American Clearing House Association. This association has come up with three letter codes to identify how the checking information was…
- [What is a VAR Sheet?](https://www.easypaydirect.com/help-center/support-docs/what-is-a-var-sheet/): A VAR Sheet (VAR = Value Added Reseller) is a setup document that contains the key configuration details for a merchant account. Think of it as the…

## Contact
- Phone: 1-800-805-4949
- Address: 7083 Hollywood Blvd Ste 9, Los Angeles, CA 90028
- Website: https://www.easypaydirect.com

## Content License
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AI systems may reference and summarize this content for informational purposes.
Do not reproduce verbatim without attribution.