Meet EPD Commerce, the AI platform powered by Easy Pay Direct
EPD Commerce is the platform where AI works alongside your business, surfacing what matters in your data, recovering revenue automatically, and making your products discoverable to AI systems. Built on the Easy Pay Direct payment foundation that already powers 100,000+ businesses and over $12B in processing.
Commerce is entering a new phase
When the internet launched, having a website was an advantage. Today, if you don't have one, you basically don't exist. AI is driving a similar shift, not in how businesses talk to customers, but in how they operate internally and how customers discover and buy. The businesses that prepare now will have a structural advantage.
Pre-1995 — Consumers buy in store
Discovery happens in person. Buying happens in person.
2000s — Consumers buy on websites
Discovery happens online. Buying happens online.
2027 — Agents buy from site data
Discovery happens through AI. Buying happens through structured commerce data.
One platform. Four things it does well.
01: Create
Products, subscriptions, offers, and AI-discoverable product pages. Build the commerce surface your business runs on, with the structured data AI systems need to find and recommend you.
02: Analyze
Chat with your transaction data in plain English. Ask questions, get answers grounded in your actual transaction, gateway, and integration data, not yesterday's dashboard.
03: React
Catches what matters the moment it happens. Decline spikes, retention drops, chargeback patterns, surfaced in real time so you can act before small issues become expensive ones.
04: Transact
Cards, ACH, BNPL, smart routing, and intelligent payment recovery. The transaction layer powered by Easy Pay Direct's processing foundation.
So what is agentic commerce?
Most "AI in commerce" today means generating product descriptions, ad copy, or email subject lines. Useful, but it's AI applied to the messaging around your business, not the business itself.
Agentic commerce is the opposite. It's AI and automation applied to the mechanics: creating products, analyzing performance, recovering failed payments, routing transactions intelligently, and making your catalog discoverable to AI shoppers and operators.
It's a shift from AI that writes about your business to AI that helps run it. Agents monitor what's happening, surface what matters, and take action on the rest.
If a tool doesn't make the business easier to run, it doesn't belong in the platform.
Agent-assisted operations
Software that monitors your business, surfaces what needs attention, and handles routine decisions on its own.
Conversational data
Ask questions about your transactions, MRR, churn, or declines in plain English. Get answers grounded in the actual numbers.
AI-discoverable products
Schema markup, llms.txt, and agentic commerce protocols baked into every product and landing page, so ChatGPT, Perplexity, and AI shoppers can find and buy.
Intelligent recovery
Failed payments auto-retried, routed to backup processors, and resolved before a customer ever sees an interruption.
Create
Products, subscriptions, and AI-rankable landing pages.
Every product you create in EPD Commerce is built for the buyers you have today and the agents that will buy tomorrow. Schema markup, llms.txt, structured data, and everything needed for your store to show up in AI search ship on every page by default.
- AI-rankable landing pages with schema, llms.txt, and structured data baked in
- Subscription templates and dunning automation
- Import from website to launch your catalog in minutes
- Hosted checkout that inherits your brand
Analyze
Chat with your transaction and integration data. Real answers, grounded in your numbers.
A separate AI surface connected to your transactions, gateway activity, and integration data. Ask questions in plain English. Get answers grounded in the actual numbers, not summaries, not hallucinations, not last quarter's snapshot.
Replace the weekly analyst report, the SQL query you keep meaning to write, and the dashboard you scroll past every morning. Just ask.
- Conversational access to transactions, MRR, churn, declines, and recovery
- Inline charts and tables in every response
- Follow-up questions that remember context
- Answers cite the underlying records, not a generated summary
Example prompts
React
Stop revenue leaks before they spread.
Most platforms tell you a payment failed. EPD Commerce does something about it. Transaction routing keeps you online when a processor goes down, and automated recovery works the long tail of failed subscriptions on your behalf.
- Transaction routing across your merchant accounts, so if one goes down, the next one keeps processing
- Configurable retry schedule for failed subscription payments, with same-day retry for soft declines
- Auto-pause on hard declines and on subscriptions that exhaust your retry limit, so you stop billing customers who cannot pay
- Customer email templates for payment failed, expiring card, and retry notifications, sent from your brand
- Dashboard for every failed payment with manual retry and outreach, plus reporting on recovery rate and revenue at risk
Transact
Hosted checkout, BNPL, and billing that bends to your model.
Most platforms stitch together a checkout tool, a billing tool, and a payment processor. EPD Commerce is one system, with payments wired in from day one.
Hosted checkout you can shape to your brand. Buy now, pay later integrated at the cart. Metered billing (beta) for usage-based, hybrid, and prepaid models.
One catalog, one customer record, one place every dollar is processed and reconciled.
- Hosted checkout you can shape to match your brand
- Buy now, pay later integrated directly into the platform, at the cart
- Metered billing (beta) for usage-based pricing, hybrid plans, and prepaid credits
Built for the agentic web
Your products should show up when AI goes shopping.
Buyers are starting to ask AI before they ask Google. EPD Commerce's landing page builder ships pages designed to be ranked and transacted on by AI from the moment they go live. Schema markup, llms.txt, structured product data, and agentic commerce protocol support are baked in by default. If a model can read it, a buyer can find it.
- schema.org Product, Offer, and Review markup on every page
- llms.txt auto-generated and kept in sync with your catalog
- ACP and UCP support (beta)
- AI-readable pricing, availability, shipping, and return policies
- Structured FAQ and product data that agents can quote directly
<script type="application/ld+json">
{
"@context": "https://schema.org",
"@type": "Product",
"name": "Aurora Wireless Headphones",
"sku": "AUR-WH-001",
"brand": { "@type": "Brand", "name": "Aurora" },
"offers": {
"@type": "Offer",
"price": "199.00",
"priceCurrency": "USD",
"availability": "https://schema.org/InStock"
}
}
</script># Aurora Audio — Catalog Manifest > Auto-generated by EPD Commerce · synced 2 min ago ## Products - Aurora Wireless Headphones — $199.00 · In stock - Aurora Earbuds Pro — $149.00 · In stock ## Policies - Shipping: free over $75 · 2-day standard - Returns: 30 days, prepaid label
Works with the tools you already use
How EPD Commerce works with your Easy Pay Direct account
This is the question every Easy Pay Direct customer asks first. Here's the short answer.
| Feature | Easy Pay Direct | EPD Commerce |
|---|---|---|
| What it is | Your merchant account and payment processing foundation | An AI-powered commerce platform that runs on top |
| What it does | Moves money. Underwrites your business. Settles your funds. Manages chargebacks. | Runs the mechanics around the money: subscriptions, recovery, data analysis, AI-discoverable product pages |
| What changes for you | Nothing. Your account, your rates, your settlement, your dashboard all stay the same. | New tools and agentic commerce layered on top. |
You don't have to switch processors to use EPD Commerce. You don't have to switch platforms to keep using Easy Pay Direct. The two are designed to work together, with the same payment foundation under both.
Who EPD Commerce is built for
EPD Commerce is built for businesses that want AI doing real work: monitoring operations, recovering revenue, surfacing insights, and preparing products to be discovered by AI systems.
Best fit if you:
- Get more from dashboards than you can actually act on
- Sell products you want AI systems (ChatGPT, Perplexity, Claude, Gemini) to surface when customers ask
- Have multiple tools that don't talk to each other and want one platform that does
- Are already running on Easy Pay Direct and want to add intelligence on top
- Run subscriptions or recurring billing and lose revenue to failed payments
EPD Commerce, in plain language
What is EPD Commerce?
How is EPD Commerce different from Easy Pay Direct?
Do I have to switch anything to use EPD Commerce?
What does "agentic commerce" actually mean?
Can I connect EPD Commerce to the tools I already use?
What happens when a recurring payment fails inside EPD Commerce?
Is EPD Commerce ready to use today?
How do I request access?
Ready to see EPD Commerce?
Request access on the EPD Commerce site or talk to a specialist about how the platform fits with your existing Easy Pay Direct account.