Gaming Merchant Account Built for High-Risk Stability

Easy Pay Direct places an online gaming merchant account with banks that actively underwrite gambling, casino, sports betting, fantasy sports, and iGaming. A gaming merchant account for high-risk businesses sits on its own MID, with document review in 24 to 48 hours and approval in as little as 1 to 4 business days.

Approvals within 24 to 48 hours from complete submission

Trusted by 100,000+ businesses across standard and high-risk verticals

About 7 minutes · No obligation · Real underwriter review

9:30

EPD Commerce

Orders

Date
Today

L

Lewis Adkins

Sale at 06:16 PM

$1,345.00

Paid
2025-09-18

K

Kelly Sims

Refund at 08:23 PM

$12.00

Paid
2025-09-17

L

Lucy Horton

Sale at 11:10 PM

$5,737.00

Paid

L

Lewis Adkins

Sale at 03:34 PM

$1,345.00

Paid
Dashboard
Orders
Easy Charge
Customers
Other

Trusted across standard and high-risk gaming verticals

A selection of 100,000+ businesses we support all with dedicated merchant accounts, including high-risk categories like gaming.

100K+ Businesses

$12B+ Processed

13+ Years

500+ Integrations

Forbes
Inc. 5000
Merchant Maverick
Trustpilot
Microsoft Start

Why Gaming Operators Choose Easy Pay Direct

Purpose-built structure for the real risks of a gaming merchant account: chargebacks, velocity spikes, high tickets, and bank appetite shifts.

Get Started

Dedicated High-Risk MID

Your online gaming merchant account is not shared with unrelated sellers.

Real Underwriting, Not Instant Approval

We match your gaming merchants profile with a bank that actively wants it.

Chargeback Mitigation Built In

Pre-dispute alerts and representment workflows protect your gaming MID.

High-Ticket Friendly

Casino merchant account and sports betting merchant account handle large tickets.

Gaming Verticals We Place Merchant Accounts For

A gaming merchant account is underwritten against your specific vertical. We place merchant accounts for online gaming businesses across the full spectrum of standard-risk and high-risk gaming categories.

  • Online gambling merchant account
  • Online casino merchant account
  • Sports betting merchant account
  • Fantasy sports merchant account
  • Social gaming merchant account
  • Skill-based gaming
  • Betting merchant account
  • Online betting merchant account
  • Casino merchant services
  • Gambling merchant services
  • eSports and tournament platforms
  • In-game purchase platforms
  • Daily fantasy sports (DFS)

If your vertical is not listed, we can still place your account. Easy Pay Direct underwrites merchant accounts for online gaming across almost every category a domestic high-risk bank will support.

Gaming Merchant Account vs. Payment Facilitator

Two ways to accept card payments for a gaming business. A payment facilitator puts you on a shared umbrella account that almost always shuts gaming down. A gaming merchant account is underwritten for your business specifically and placed with a bank that actively works with the gaming vertical.

FeatureGaming Merchant Account (Easy Pay Direct)Payment Facilitator StripeShopifyFanBasisWhop
Approval speedDocument review in 24–48 hours, approval in 1–4 business daysMinutes
Underwriting depthFull review of your platform, game mechanics, payout rules, and compliance before approvalMinimal or deferred until the account is frozen
Bank placementDomestic high-risk bank that actively wants gaming volumeShared policy across millions of unrelated businesses
Gaming vertical supportCasino, sports betting, fantasy sports, iGaming, social gaming, skill-based, sweepstakesMost gaming categories prohibited or silently restricted
Account stabilityDesigned for velocity spikes, high tickets, and launch daysLarger transactions and flagged categories frequently trigger holds
Chargeback toolsPre-dispute alerts, representment workflows, chargeback ratio monitoringBasic dispute queue
Support modelDedicated Certified Payment SpecialistGeneral support queue
Best forGaming operators that want stability, dedicated MID, and high-ticket headroomNon-gaming sellers with low volume and simple products

A payment facilitator looks convenient until your first volume spike or chargeback wave. An online gaming merchant account placed with a gaming-friendly bank holds through launches, promo periods, and large deposits.

A Clear, Risk-Aligned Approval Process

We structure approvals around your business model to ensure long-term payment stability.

1

Apply

Submit your business details.

2

Verify

Upload supporting documents

3

Underwriting

Our bank relationships, your advantage

4

Go Live

Start processing with confidence Plus continued optimization and support

Open your merchant account

Simple, Transparent Pricing You Can Trust

Clear pricing and honest terms, so you always know what to expect.

Online Card Rate

2.69% + $0.36

per transaction

Setup Fee

$99

waived if documents are submitted within 24 hours

Monthly Fee

Typically $25

varies by business type and volume

Custom interchange-plus pricing is available for higher-volume merchants. Every account includes chargeback tools, decline recovery, and access to 30+ banking partners.

Open your merchant account

No obligation, fast approval, real support

Get More Transactions Approved

Payments Success Rate

0

%

+24%

Success

2,981

Failure

171

Top 5 Failure Reasons

Insufficient funds

82 (44%)

Issuer declined

40 (21%)

3D secure failed

36 (18%)

Timeout

23 (10%)

Card expired

12 (5%)

Gaming Operators Who Process With Easy Pay Direct

Operators across online gambling, casino, sports betting, and fantasy sports rely on Easy Pay Direct for a gaming merchant account that stays open.

TK

Timothy Krulia

3 reviews

"We've worked with Easy Pay Direct for years. They have helped secure merchant accounts that pair well with our client's needs, and have excellent customer service supporting these accounts. I highly recommend Easy Pay Direct as a trusted merchant provider."

JM

Jim Morales

3 reviews

"EPD are rockstars at E-Commerce merchant processing service. We've been very happy since switching to them and they're always reliable, fast to respond and act with an ownership mindset. Valued partners we hope to grow with in the future!!!"

J

Jesse

Trustpilot review

★ Trustpilot

"All the right stuff. Great company. Flawless communication. They integrated with my shopping cart and did all the work for me. I can text or call them anytime and get a response almost immediately. Ease, competence, and the results I sought. I highly recommend!"

Gaming Merchant Account FAQ

The real answers on rates, approval time, underwriting, and what makes a gaming merchant account different from a generic payment processor.

What is a gaming merchant account?

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Is a gaming business considered high risk?

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How long does approval take for a gaming merchant account?

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How do I get a gaming merchant account with Easy Pay Direct?

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What does an online gaming merchant account cost?

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What are the online gaming merchant account requirements?

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Do you offer instant approval for a gaming merchant account?

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Can you handle an online casino merchant account?

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Do you place sports betting and fantasy sports merchant accounts?

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Do you support social gaming and iGaming operators?

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Is my online gaming merchant account bank domestic?

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What payment gateway works with a gaming merchant account?

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How do you handle chargebacks for gaming operators?

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How does online gaming merchant account setup work?

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Apply for a Gaming Merchant Account